Ukuqonda i-inshorensi yohambo yeendwendwe zika-Airbnb

Zikhe zibekho iimeko zongxamiseko nokuphazamiseka kohambo okungalindelekanga. Yiloo nto uAirbnb enikezela ngeinshorensi yohambo yeendwendwe.

Iindwendwe ezihlala eUK nakumazwe ayi-8 akwiEU zinokukhusela izinto ezizibhukishileyo kwimingcipheko ethile xa zibhukisha uhambo ngeendleko ezongezelelekileyo. Xa iindwendwe ezithenga ipolisi zirhoxisa ngenxa yesizathu esiqukiweyo kuyo, ziza kukwazi ukufaka ibango leinshorensi lokucela ukubuyiselwa imali yeendleko zokubhukisha kuAirbnb ezingabuyiswanga.

Le nto inokunciphisa amathuba okuba iindwendwe zicele ukubuyiselwa imali kubabuki zindwendwe engaqukwanga kwimimiselo yeepolisi zokurhoxa zababuki zindwendwe.

I-inshorensi yohambo iyafumaneka kwiindwendwe ezihlala eUK, eIreland, eAustria, eFransi, eJamani, eItali, eNetherlands, ePortugal naseSpeyini.

Iindwendwe kwezi ndawo nakwamanye amazwe afanelekayo zinokukhetha ukuthenga i-inshorensi kwa-Airbnb ngaphambi kokuqinisekisa nokubhatalela ukubhukisha. Imali yeinshorensi yondwendwe yipesenti ethile yeendleko zalo zokubhukisha. Ngaphambi kokuba ziyithenge, iindwendwe zinokufunda iinkcukacha zepolisi yazo nemimmiselo nemiqathango yayo.

Iindwendwe ezithenga i-inshorensi zifumana i-imeyile yokuqinisekisa eneenkcukacha zepolisi yazo nenkcazelo ngendlela yokufaka ibango. Kuxhomekeka kwindawo olukuyo undwendwe, iipolisi zifumaneka kumasebe e-Europ Assistance aseUK okanye aseIreland. IEurop Assistance yinkampani ephantsi kweGenerali Group, eyinkampani ehamba phambili yeinshorensi esemazweni amaninzi.

I-inshorensi yohambo okanye yokubhukisha incedisa ekukhuseleni iindwendwe, kuquka ukubhatalela ukuya kutsho kuyo yonke imali yeendleko zokubhukisha engabuyiswayo ukuba uhambo lwazo luchatshazelwe ziziganeko ezithile ezibhatalelwayo, ezifana nemozulu embi okanye ukugula kakhulu.

Ngokomzekelo, ukuba umbuki zindwendwe ubuyisa i-50% yeendleko zokubhukisha kondwendwe phantsi kwepolisi yokurhoxa yombuki zindwendwe, i-inshorensi yohambo inokubuyisela ukuya kutsho kwi-50% eshiyekileyo xa undwendwe lurhoxa ngenxa yesizathu esibhatalelwayo. Inkampani yeinshorensi ayizukuzama ukufumana imali kumbuki zindwendwe ukuze ibhatale ibango londwendwe.

Izinto ezikhuselwayo nemimiselo iyahluka ngokweendawo. Ungafumana iinkcukacha ezingakumbi Kwiziko Loncedo.

I-inshorensi yohambo yahlukile kwiAirCover yeendwendwe, efumaneka qho xa kubhukishwa. IAirCover ikhusela iindwendwe kwiingxaki ezingalindelekanga njengokungachani kwendlu okanye ukungakwazi ukubhalisa xa kufikwa.

Ebantwini abahlala eUK: I-inshorensi yohambo ifumaneka kwaEurop Assistance S.A. UK Branch. IEurop Assistance S.A. ilawulwa ngabasemagunyeni baseFransi (ACPR), 4 place de Budapest, CS92459 - 75436 Paris Cedex 09, France. IEurop Assistance S.A. UK Branch igunyaziswe yiPrudential Regulation Authority. Iphantsi kwemithetho yeFinancial Conduct Authority naphantsi kolawulo olulinganiselweyo lwePrudential Regulation Authority. Iinkcukacha ngezinto eziqukiweyo kwimithetho yethu yePrudential Regulation Authority ziyafumaneka xa zicelwa. Inombolo yokubhalisa yeFCA ye-Europ Assistance S.A. UK Branch ngu-203084. I-inshorensi yohambo ilungiselelwe nguAirbnb UK Services Limited. UAirbnb UK Services Limited ngummeli omiselweyo weAon UK Limited, ogunyaziswe nolawulwa yiFinancial Conduct Authority. Inombolo yokubhalisa yeFCA yeAon UK Limited ngu-310451, ungayibona le nto ngokuya kwiFinancial Services Register okanye ufowunele u-0800 111 6768. I-inshorensi Yohambo ilawulwa yiFinancial Conduct Authority. Iimveliso neenkonzo ezishiyekileyo azizizo iimveliso ezilungiselelwe yiAirbnb UK Services Limited. Kusebenza imimiselo nemiqathango epheleleyo. FPAIR20243LC

Kubahlali base-EU: I-inshorensi yohambo iphantsi kwe-Europ Assistance S.A. (EASA), esebenza ngeSebe layo eliseIreland, iEurop Assistance S.A. Irish Branch (EAIB), eneyona ndawo iphambili eshishinela kuyo eseGround Floor, Block B, Riverside IV, SJRQ, Dublin 2, Ireland, DO2 RR77, ibe ibhaliswe kwiOfisi Yokubhalisa Iinkampani zaseIreland phantsi kwenombolo ethi-907089. I-EASA igunyaziswe ngabasemagunyeni baseFransi. IAutorité de Contrôle Prudentiel et de Résolution, ese-4 place de Budapest, CS92459 – 75436 Paris Cedex 09, eFransi ne-EAIB zilawulwa yimithetho yokuqhuba amashishini yeCentral Bank of Ireland. I-inshorensi yohambo ifumaneka kwa-Airbnb Spain Insurance Agency, S.L.U., (ASIASL), inkampani yeinshorensi ezimeleyo ebhaliswe eSpeyini enenombolo ethi AJ0364 kwi-Administrative Registry of Insurance Distributors yeDirector General for Insurance and Pension Funds. Iofisi ebhalisiweyo ye-ASIASL yiCalle Casanova, Número 2-4, P.9, 08011, eBarcelona, eSpeyini. Izinto ezifumaneka kwipolisi yeinshorensi zichazwe ngendlela eqhelekileyo ibe ziphantsi kwemiqathango ethile nezinto ezingabhatalelwayo.

Inkcazelo ekweli nqaku isenokuba itshintshile emva kokuba lipapashiwe.