Indlela esebenza ngayo iAirCover Yababuki Zindwendwe

I-AirCover Yababuki Zindwendwe ikukhusela ngokupheleleyo sihlandlo ngasinye usamkela iindwendwe. Iquka ukuqinisekiswa kokuba lungubani undwendwe, ukuhlolwa kokubhukisha, i-inshorensi yomonakalo kumntu obebhukishile ye$1 miliyoni yeedola zaseMerika, neinshorensi yomonakalo ye$3 miliyoni yeedola zaseMerika, nokukhuselwa kwezinto zakho zexabiso, iimoto ezipakiweyo nezikhephe kwindlu yakho.

Intsapho yethu isekelwe ekuthembaneni. Yiloo nto zonke iindwendwe ezibhukishayo kufuneka zigqibe inkqubo yethu yokuqinisekisa ukuba zingoobani. Xa siqinisekisa ukuba lungubani undwendwe, siqinisekisa inkcazelo ethile yobuqu, njengegama lalo elisemthethweni, idilesi, inombolo yefowuni, okanye ezinye iinkcukacha zokuqhakamshelana.

Xa undwendwe luqinisekisiwe, luza kufumana ibheji ethi luqinisekisiwe. Le nto iboniswa kuAirbnb wonke njengebheji ebomvu enophawu lokutikisha ecaleni kwefoto yeprofayile yalo. Ukongezelela, sisenokuhlola izinto undwendwe lwaseMerika olukhe lwazenza.

Fumana iinkcukacha ezingakumbi ngokuqinisekiswa kokuba lungubani undwendwe

Ipolisi Yethu Engokuphazanyiswa Kwentsapho iyazalela iipati ezingavumelekanga neziphazamisayo. Sisebenzisa iteknoloji yokuhlola ukubhukisha ukuze sincedise ekunyanzeliseni le polisi nasekunciphiseni amathuba okubakho kweepati eziphazamisayo.

Le nkqubo ijonga izinto ezahlukahlukeneyo—kuquka uhlobo lwendlu ebhukishwayo, ixesha eliza kuhlalwa, umgama ophakathi kwendawo undwendwe olukuyo nendawo ekuyo indlu, nokuba kubhukishwe ngomzuzu wokugqibela na, phakathi kwezinto ezingakumbi ezininzi ezijongwayo—ukuze kubonwe ukuba ukubhukisha kufuneka kuvaliwe na.

Fumana iinkcukacha ezingakumbi ngeteknoloji yokuhlola ukubhukisha

Kangangeminyaka engaphezu kweshumi, uAirbnb uye wanikezela ngeendlela eziphambili zokukhusela Ababuki Zindwendwe kumonakalo. Ukukhuselwa kombuki zindwendwe kumonakalo, okuyinxalenye yeAirCover Yababuki Zindwendwe, kuquka ezi zinto zokukhusela ukuba undwendwe aluwubhataleli umonakalo oluwenze kwindawo yakho okanye kwizinto zakho ngoxa beluhleli kwindawo yakho:

• I-$3 miliyoni yeedola zaseMerika yokukhuselwa kumonakalo: Oku kukhusela kuquka ikhaya lakho nezinto ezikulo.
• Ukukhuselwa kwezinto zobugcisa nezinto ezixabisekileyo: Sikhusela izinto zobugcisa zexabiso, ijuwelari, nezinto eziqokelelwayo ezinokubuyiselwa imali ukuba zonakele.
• Ukukhuselwa kweemoto nezikhephe: Siyazikhusela iimoto, izikhephe nezinye izithuthi ezihamba emanzini ozipakayo okanye ozigcina endlini yakho.
• Ukukhuselwa kumonakalo owenziwa sisilwanyana sasekhaya: Siyawubhatalela umonakalo owenziwe sisilwanyana sasekhaya.
• Ukucocisisa: Siyayibuyisa imali yokucocisisa okongezelelekileyo okufunekayo ukuze kusuwe amabala namavumba omsi.
• Ukukhuselwa ekulahlekelweni yingeniso: Siyakubuyisela imali elahlekileyo kuba urhoxise ukubhukisha okuqinisekisiweyo kuka-Airbnb ngenxa yomonakalo obangelwe lundwendwe
• Inombolo yoncedo esebenza oko: Ukuba nanini na uziva ungakhuselekanga, kukho indawo oyicofa kube kanye kwiapp yethu ukuze ufumane abantu abaqeqeshelwe ukhuseleko ngokukhethekileyo, imini nobusuku.

Ukuba undwendwe lonakalisa indawo okanye izinto zakho, wena (okanye Umbuki Zindwendwe Oncedisayo onemvume epheleleyo yokungena egameni lakho) ungaya Kwiziko lethu Lezemali ukuze ufake isicelo sokubuyiselwa imali ngamanyathelo nje ambalwa, emva koko uyilandelele lula le nkqubo ukususela ukufakeni isicelo ukuya ekubhatalweni. Isicelo sakho siza kuthunyelwa kundwendwe kuqala. Ukuba undwendwe aluphenduli okanye lubhatale zingekapheli iiyure eziyi-24, uza kukwazi ukubandakanya uAirbnb. IiSuperhost (ezinezindlu ezingaphandle kwephondo laseWashington eMerika) zihoywa kuqala zize zibuyiselwe imali ngokukhawuleza.

I-inshorensi yomonakalo kumntu obebhukishile, eyinxalenye yeAirCover Yababuki Zindwendwe, ikukhusela kwimeko engaqhelekanga yokuba undwendwe lonzakale okanye konakale izinto zalo okanye zibiwe ngoxa luhleli kwindawo yakho. Abantu abakuncedisa ubuke iindwendwe, Njengababuki Zindwendwe Abancedisayo nabantu abacocayo, nabo baqukiwe.

I-inshorensi yomonakalo kumntu obebhukishile iyakukhusela ukuba uye wafunyaniswa unetyala lezi zinto:

• Ukwenzakala kondwendwe (okanye kwabanye)
• Umonakalo okanye ukubiwa kwezinto zondwendwe (okanye ezabanye)
• Umonakalo owenziwe lundwendwe (okanye ngabanye abantu) kwiindawo ezisetyenziswa ngumntu wonke, njengeendawo zokwamkela iindwendwe nezindlu eziselumelwaneni

Ukuba ufuna ukufaka ibango, vela nje usebenzise ifomu yethu yokufaka ibango lomonakalo. Siza kuthumela inkcazelo osinike yona kwinkampani yeinshorensi esiyithembileyo ibe iza kubeka umntu oza kujongana nebango lakho. Uza kusombulula ibango lakho esebenzisa imimiselo yepolisi yeinshorensi.

Ukuba Ungumbuki Zindwendwe Kwinto Enokonwatyelwa, ukhuselwa yi-Inshorensi yomonakalo yomntu Okwizinto Ezinokonwatyelwa.

Fumana iinkcukacha ezingakumbi ngeInshorensi yomonakalo kumntu obebhukishile

Similar to how you’re covered by Host liability insurance through AirCover for Hosts, service hosts are covered by Airbnb’s Experiences & Services liability insurance. All service hosts are also required to maintain liability insurance appropriate for their business while providing a service.

When Airbnb Services take place in your home, Experiences & Services liability insurance applies if the service host is responsible for damaging your home or belongings.

Get more details about Experiences & Services liability insurance.

AirCover for Hosts’ Host damage protection, Host liability insurance, and Experiences & Services liability insurance don’t cover hosts who offer stays or experiences in Japan, where Japan Host Insurance and Japan Experience Protection Insurance apply, or hosts who offer stays through Airbnb Travel LLC. Keep in mind that all coverage limits are shown in USD.

Host liability insurance and Experiences & Services liability insurance are underwritten by third-party insurers. If you’re hosting homes, experiences, or services in the UK, the Host liability and Experiences & Services liability insurance policies are underwritten by Zurich Insurance Company Ltd., and arranged and concluded at no additional cost for UK hosts by Airbnb UK Services Limited, an appointed representative of Aon UK Limited, who are authorized and regulated by the Financial Conduct Authority. Aon’s FCA register number is 310451. You can check this by visiting the Financial Services Register or contacting the FCA at 0800 111 6768. The Host liability and Experiences & Services liability policies within AirCover for Hosts are regulated by the Financial Conduct Authority, the remaining products and services are not regulated products arranged by Airbnb UK Services Limited. FPAFF609LC

In the EU, these policies have been arranged and concluded at no additional cost for the benefit of EU hosts by Airbnb Marketing Services SLU, an external collaborator of Aon Iberia Correduría de Seguros y Reaseguros, SAU, which is authorized and regulated by Autoridad de Control de la Dirección General de Seguros y Fondos de Pensiones, registered by the serial number of J0170.

Aon Iberia Correduría de Seguros y Reaseguros SAU is acting as intermediary for the EU, participating in the distribution of insurance in EU countries under the freedom of services regime to provide services under the Spanish Insurance Distribution Law, the Insurance Distribution Directive, and other legal or regulatory provisions. Without prejudice to the authority of the host country where insurance distribution services are provided, the member state responsible for the supervision of Aon is the Kingdom of Spain and the Supervisory Authority, the General Directorate of Insurance and Pension Funds, at Paseo de la Castellana 44, 28046 – Madrid.

Host damage protection isn’t insurance and isn’t related to Host liability insurance. For listings in Washington state, Airbnb’s contractual obligations under Host damage protection are covered by an insurance policy purchased by Airbnb. For hosts whose country of residence or establishment is outside of Australia, these Host Damage Protection Terms apply. For hosts whose country of residence or establishment is within Australia, Host damage protection is subject to the Host Damage Protection Terms for Australian Users.

Information contained in this article may have changed since publication.